Assets, deposits, loans, growth and peer benchmarks from FDIC and NCUA call reports — updated every quarter.
Plug CharterBench into whichever assistant you already use — Claude, ChatGPT, Cursor, Copilot, Gemini — and ask in plain English — “Which Georgia credit unions over $500M grew loans faster than deposits, and what would I lead with?” Every screen, ratio, peer median and change signal, as tools your AI can call.
Set up in two minutes → Included with Pro
One credit union fits. LGE Community Credit Union (Marietta, $2.4B) grew loans +8.6% on flat deposits, so its loan-to-deposit ratio is climbing.
Lead with deposit-gathering and operating cost. They’re funding loan growth with cheap deposits today, but that runway is finite — a conversation about attracting deposits without paying up, and about the cost base behind a 76.7% efficiency ratio, meets them where they are.